Our Services
Financial Planning
We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.
As Part of The Moran Financial Group process, we'll help you create a retirement income plan that balances:
- Daily Living Expenses
- Budgeting for Luxuries & Quality of Life
- Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
- Factoring in Pensions Withdrawal Strategies
- Factoring in both Expected & Unexpected Medical Expenses
- Planning for the Unexpected and the Inevitable
Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?
We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.
At Moran Financial Group you will work with a team of specialists who will help you prepare and execute an estate plan that is right for you and your beneficiaries.
One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.
We provide financial strategies for unique individuals.
- Do you have a plan to achieve your goals today, 5 years from now, or in retirement?
- Are you protecting your assets?
- When do you want to retire and how?
- If you become sick, does your income continue?
- If you predecease your spouse, can they continue working toward your goals?
- Do you have efficiency in your financial world?
- Are your investments protected? Are they working for you?
Social Security Maximization
One of the most imperative decisions you can make in regards to your retirement is when to start receiving your Social Security benefit.
There are pros and cons to delaying your benefit, as well as receiving it as soon as you become eligible - at age 62. We can help you navigate this process by showing you precisely what to do, and at what time, to maximize your Social Security Benefit.
These are just a few of the important questions we address with you! The Moran Financial Group wants to be the advocate for you and your family. We will provide the information you need to help achieve your goals and want you to be comfortable with your decisions.
If you own a business…
- When do you want to retire and how?
- Do you have an up-to-date business valuation?
- Can you reduce your tax liability?
- What if you become disabled? Can the business continue?
- If you have a partner, are your goals aligned? What if something happens to one of you?
- Do you have an exit strategy to leave the business?
Get in touch today to discuss your business planning goals.
We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.
As Part of The Moran Financial Group process, we'll help you create a retirement income plan that balances:
- Daily Living Expenses
- Budgeting for Luxuries & Quality of Life
- Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
- Factoring in Pensions Withdrawal Strategies
- Factoring in both Expected & Unexpected Medical Expenses
- Planning for the Unexpected and the Inevitable
Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?
We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.
At Moran Financial Group you will work with a team of specialists who will help you prepare and execute an estate plan that is right for you and your beneficiaries.
One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.
We provide financial strategies for unique individuals.
- Do you have a plan to achieve your goals today, 5 years from now, or in retirement?
- Are you protecting your assets?
- When do you want to retire and how?
- If you become sick, does your income continue?
- If you predecease your spouse, can they continue working toward your goals?
- Do you have efficiency in your financial world?
- Are your investments protected? Are they working for you?
Social Security Maximization
One of the most imperative decisions you can make in regards to your retirement is when to start receiving your Social Security benefit.
There are pros and cons to delaying your benefit, as well as receiving it as soon as you become eligible - at age 62. We can help you navigate this process by showing you precisely what to do, and at what time, to maximize your Social Security Benefit.
These are just a few of the important questions we address with you! The Moran Financial Group wants to be the advocate for you and your family. We will provide the information you need to help achieve your goals and want you to be comfortable with your decisions.
If you own a business…
- When do you want to retire and how?
- Do you have an up-to-date business valuation?
- Can you reduce your tax liability?
- What if you become disabled? Can the business continue?
- If you have a partner, are your goals aligned? What if something happens to one of you?
- Do you have an exit strategy to leave the business?
Get in touch today to discuss your business planning goals.
Quality Products From Exceptional Companies:
Insurance and Ancillary Services
With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.
We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options and you can find the right guarantees, flexibility and cash value options to fit your needs.
If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.
If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.
Personal property coverage is the type of insurance that can help protect the items in your home, like your furniture.
Your belongings are likely worth much more than you might think, and if they're damaged or lost, personal property coverage could help you cover the cost of replacing them. We can also help insure your car, motorcycle, boat, or recreational vehicle.
Services provided through one of our Strategic Partners.
Having the right mortgage is very important. This could be a new purchase, a cash out refinance or new construction.
This along with the independence of having access to many banks and the process of making this journey seamless is what we provide through one of our Strategic Partners.
Through one of our strategic associates we provide money management and an investment philosophy that considers the holistic approach of prudent investment principles coupled with integrating this portion of your world with your asset protection, annuity, and lifestyle.
We work to protect the wealth you have already accumulated by thoroughly evaluating and minimizing the risks you face. Then we establish a plan for growing your wealth and preserving your wealth, so that you can move toward your most important financial goals.
With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.
We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options and you can find the right guarantees, flexibility and cash value options to fit your needs.
If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.
If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.
Personal property coverage is the type of insurance that can help protect the items in your home, like your furniture.
Your belongings are likely worth much more than you might think, and if they're damaged or lost, personal property coverage could help you cover the cost of replacing them. We can also help insure your car, motorcycle, boat, or recreational vehicle.
Services provided through one of our Strategic Partners.
Having the right mortgage is very important. This could be a new purchase, a cash out refinance or new construction.
This along with the independence of having access to many banks and the process of making this journey seamless is what we provide through one of our Strategic Partners.
Through one of our strategic associates we provide money management and an investment philosophy that considers the holistic approach of prudent investment principles coupled with integrating this portion of your world with your asset protection, annuity, and lifestyle.
We work to protect the wealth you have already accumulated by thoroughly evaluating and minimizing the risks you face. Then we establish a plan for growing your wealth and preserving your wealth, so that you can move toward your most important financial goals.